Personal Checking

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Checking Comparison Table


Elite Checking

Classic Club Checking

Monthly Service Charge Refunds



Interest Bearing



Bonus Interest



ATM Refunds



Free Checks



Discounts and AD&D




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Find the right account for you

Elite Checking

The interest bearing checking account that rewards you with bonus interest and ATM refunds!

You will be rewarded with:

    • Free Checking with no minimum balance requirement
    • Earn interest - 0.10% APY paid on all balances (no other qualifiers)
    • Free first order of basic checks

Want to earn even more interest?

  1. Make at least 12 Debit Card purchases per statement cycle AND
  2. Direct Deposit or Automatic Payment AND
  3. Enroll in eStatements

In addition to earning more interest, upon 12 debit card purchases per monthly statement cycle you will earn up to $12 in ATM refunds.

Active Debit Card Users - 12-49 Debit Card Transactions

    • 2.00% APY on balances up to $25,000
    • 1.00% APY on balances $25,000.01 to $50,000
    • 0.10% APY on balances greater than $50,000

Power Debit Card Users - 50-99 Debit Card Transactions

    • 2.25% APY on balances up to $25,000
    • 1.00% APY on balances $25,000.01 to $50,000
    • 0.10% APY on balances greater than $50,000

Ultimate Debit Card Users - 100+ Debit Card Transactions

    • 2.50% APY on balances up to $25,000
    • 1.00%  APY on balances $25,000.01 to $50,000
    • 0.10% APY on balances greater than $50,000

Elite Checking Full DisclosureCollege Student Special

Classic Club 

The checking account the gives you discount incentives along with AD&D insurance and free checks

You will receive:

        • AD&D insurance ($30,000 for individual account, if joint account the coverage is $15,000 per person, if there are 3 people on the account the coverage is $10,000 per person.)
        • Prescription Discount Card
        • Safe Deposit Box Discount of $5.00 annually
        • FREE Unlimited Basic Checks
        • Hotel/Motel Discounts
        • Shopping/Entertainment Discounts
        • Identity Theft 911
        • Living Family Journal
        • Official Checks at no charge

This account comes with a $9.95 service charge each statement cycle, however there is a $5 discount for anyone age 60 or greater.


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