Personal Checking Products from Liberty National Bank

Learn More Personal Checking

We make banking easy with checking accounts designed just for you along with free, convenient services. Call 855-351-2265 or Drop in today to experience banking the right way, your way!

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Checking Comparison Table

Accounts

Kasasa Cash Back® 

Kasasa Cash® 

Elite Checking

Classic Club Checking

Monthly Service Fee

 None

 None

None

$9.95 service charge each statement cycle; $5 discount for anyone age 60+

Rewards

  • 4.00% cash back on debit card purchases^ up to $250 per month
  • Up to $120 cash back per year, $10 per month
  •  2.25% APY* on balances up to $35,000
  • 0.10% APY* on balances above $35,000
  • 0.10% APY* if qualifications aren't met

0.10% APY** interest bearing on total balance

  • AD&D insurance
  • Prescription Discount Card
  • Safe Deposit Box Discount
  • FREE unlimited Basic checks
  • Hotel/Motel Discounts
  • Shopping/Entertainment Discounts

Refunds on ATM Withdrawal Fees*

 Up to $12 monthly^

 Up to $12 monthly*

None

 None 

Free Checks

 None

 None

None

Free Unlimited Basic Checks

Discounts and AD&D

 None  None  None 

Yes

 

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Kasasa Cash Back®

Get FREE checking that pays you back.  Enjoy cash back on debit card purchases and refunds on ATM withdrawal fees^ - every month.

BENEFITS

      1. Free checking that pays you back
      2. 4.00% cash back on debit card purchases^
        1. No category restrictions on purchases
        2. Cash back earned on up to $250 in purchases monthly
        3. Earn up to $120 cash back per year, $10 per month
      3. Refunds on ATM withdrawal fees, nationwide (up to $12 monthly)^
      4. No minimum balance to earn rewards
      5. No monthly service fee
      6. Free Visa® debit card
      7. Free digital banking, including:
        1. Online banking & bill pay
        2. eDocuments
        3. Mobile banking
        4. Mobile Deposit
      8. Free telephone banking (Touch Tone Teller)
      9. Free CardGuard (controls and alerts) and Wallet Pay available
      10. $100 minimum deposit to open

Here's how easy it is to earn cash back:

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:

          • At least 1 ACH credit or ACH payment transaction
          • At least 12 debit card purchases
          • Be enrolled in and agree to receive eDocuments

But if you don't meet these qualifications, don't worry - your account is still free.  And you can get right back to earning your cash rewards the very next cycle that you qualify.

^Kasasa Cash Back® Disclaimer

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Kasasa Cash® 

Choose free checking that pays high interest and refunds on ATM withdrawal fees* - just for banking with us.

BENEFITS

            1. Free checking that pays high interest
            2. 2.25% APY* on balances up to $35,000
            3. 2.25% to 0.66% APY on balances over $35,000 depending on balance in account*
            4. 0.10% APY* is qualifications are not met
            5. Refunds on ATM withdrawal fees, nationwide (up to $12 monthly)*
            6. No minimum balance to earn rewards
            7. No monthly service fee
            8. Free Visa® debit card
            9. Free digital banking, including:
              1. Online banking & bill pay
              2. eDocuments
              3. Mobile banking
              4. Mobile Deposit
            10. Free telephone banking (Touch Tone Teller)
            11. Free CardGuard (controls and alerts) and Wallet Pay available
            12. $100 minimum deposit to open

Here's how easy it is to earn your rewards:

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

                • At least 1 ACH credit or ACH payment transaction
                • At least 12 debit card purchases
                • Be enrolled and agree to receive eDocuments

And if you don't meet these qualification, don't worry - your account is still free.  Plus, you'll still earn our base rate.  And you can get right back to earning your full rewards the very next cycle that you quality.

*Kasasa Cash Disclaimer

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Elite Checking

The interest bearing checking account with no maintenance fee!

BENEFITS

  • Free Checking with no minimum balance requirement
  • Earn interest - 0.10% APY paid on all balances (no other qualifiers)
  • **Elite Checking Disclosure

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    Classic Club 

    The checking account the gives you discount incentives along with AD&D insurance and free checks.

    $9.95 service charge each statement cycle, however there is a $5 discount for anyone age 60 or greater.

    BENEFITS

  • AD&D insurance ($30,000 for individual account, if joint account the coverage is $15,000 per person, if there are 3 people on the account the coverage is $10,000 per person.)
  • Prescription Discount Card
  • Safe Deposit Box Discount of $5.00 annually
  • FREE Unlimited Basic Checks
  • Hotel/Motel Discounts
  • Shopping/Entertainment Discounts
  • CyberScout
  • Personal Estate Guide
  • Official Checks at no charge
  • Classic Club Disclosure

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