Kasasa Saver is perfect for you if you:

• Choose Kasasa Cash as your free checking account (whether you already have it or want to open both today)
• Want two high-interest accounts (Kasasa Cash and Kasasa Saver) both working hard to help you save
• No minimum balance
• Nationwide ATM fee refunds (automatically deposited into your Saver account)

To easily grow your savings with 4.11%APY* from Kasasa Cash & 1.25%APY* from Kasasa Saver do the following each month:

12 Debit Card transactions

One direct deposit or ACH automatic payment

Receive e-statements

If you miss a month, don't worry!

There's no penalty for not qualifying in a given month and the accounts are still free. Plus you'll still earn a base rate of 0.10%APY* on your checking which will be automatically deposited into your Saver account which will still earn a base 0.10%APY*. You can get right back to making 4.11%APY* on your free checking account, 1.25%APY* on your free saver account and enjoying ATM fee refunds the next month you qualify.

Annual Percentage Yield (APY) accurate as of 6/14/2010. Minimum to open account is $100 for Kasasa Cash and $100 for Kasasa Saver. Kasasa Cash rate tiers are as follows: 4.11% APY applies to balances of $.01 - $10,000 and 0.50% APY applies to balances over $10,000 as long as qualifications are met each statement cycle. 0.10% APY applies to all balances if qualifications are not met. All balances will earn 4.11% - 0.50% on all balances as long as qualifications are met. Kasasa Saver rate tiers are as follows: 1.25% APY applies to balances of $.01 - $25,000 and 0.50% APY applies to balances over $25,000 as long as qualifications are met each statement cycle on Kasasa Cash account. 0.10% APY applies to all balances if qualifications are not met on Kasasa Cash. All balances will earn 1.25% - 0.50% as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. ATM fee refunds unlimited per statement cycle.