Kasasa Saver is perfect for you if you:

• Choose Kasasa Cash as your free checking account (whether you already have it or want to open both today)
• Want two high-interest accounts (Kasasa Cash and Kasasa Saver) both working hard to help you save
• No minimum balance to earn rewards
• Nationwide ATM fee refunds (automatically deposited into your Saver account)

Available for OK residents only.

To easily grow your savings with 3.01%APY* from Kasasa Cash & 1.00%APY* from Kasasa Saver do the following each monthly qualification cycle:

• Have at least 12 debit card purchases post and clear per monthly qualification cycle
• Have one Automatic Payment or Direct Deposit post and clear per monthly qualification cycle
• Receive e-statements

If you miss a monthly qualification cycle, don't worry!

There's no penalty for not qualifying in a given monthly qualification cycle and the accounts are still free. Plus you'll still earn a base rate of 0.10%APY* on your checking which will be automatically deposited into your Saver account which will still earn a base 0.10%APY*. You can get right back to making 3.01%APY* on your free checking account, 1.00%APY* on your free saver account and enjoying ATM fee refunds the next monthly qualification cycle you qualify.

*Annual Percentage Yield (APY) accurate as of 1/1/2012. Minimum to open account is $100 for Kasasa Cash and $100 for Kasasa Saver. Kasasa Cash rate tiers are as follows: 3.01% APY applies to balances of $.01 - $10,000 and 0.25% APY applies to balances over $10,000 as long as qualifications are met each statement cycle. 0.10% APY applies to all balances if qualifications are not met. All balances will earn 3.01% - 0.25% on all balances as long as qualifications are met. Kasasa Saver rate tiers are as follows: 1.00% APY applies to balances of $.01 - $25,000 and 0.25% APY applies to balances over $25,000 as long as qualifications are met each statement cycle on Kasasa Cash account. 0.10% APY applies to all balances if qualifications are not met on Kasasa Cash. All balances will earn 1.00% - 0.25% as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. ATM fee refunds unlimited per statement cycle.