Kasasa Cash is perfect for you if you want:

• Free checking that gives you extra cash each monthly qualification cycle
• No minimum balance to earn rewards
• Nationwide ATM fee refunds

Available for OKLAHOMA residents only.

To get 3.01%APY* do the following each monthly qualification cycle:

• Have at least 12 debit card purchases post and clear per monthly qualification cycle
• Have one Automatic Payment or Direct Deposit post and clear per monthly qualification cycle
• Receive e-statements

If you miss a monthly qualification cycle, don't worry!

You will still enjoy free checking and there's no penalty for not qualifying in a given monthly qualification cycle. Plus you get a base 0.10%APY* and you get right back to making 3.01%APY* and enjoying ATM refunds the next monthly qualification cycle you qualify.

*Annual Percentage Yield (APY) accurate as of 1/1/2012. Minimum to open account is $100. Rate tiers are as follows: 3.01% APY applies to balances of $.01 - $10,000 and 0.25% APY applies to balances over $10,000 as long as qualifications are met each statement cycle. 0.10% APY applies to all balances if qualifications are not met. All balances will earn 3.01% - 0.25% on all balances as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. ATM fee refunds unlimited per statement cycle. The advertised Kasasa Cash APY is based on compounding interest. The interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. The actual interest paid may be less than the advertised APY. The Kasasa Saver APYs may be less than the Kasasa Cash APYs.